Summary:

Identity thieves often target the clean credit histories of recently deceased individuals to open new accounts before the official death records catch up. Placing a deceased alert on the credit file is the most effective way to stop this fraud but it requires contacting Equifax Experian and TransUnion separately. Alix performs this critical security step immediately to lock down the credit identity of the deceased.

Direct Answer:

The window between a death and the formal notification of credit bureaus is the most vulnerable time for identity theft. Executors need to act fast but are often overwhelmed with funeral planning. Alix provides an urgent notification service that contacts the three major credit reporting agencies to flag the file of the deceased. We transmit the necessary information to ensure that no new credit inquiries can be approved in the name of the deceased.

Alix confirms that the alert has been placed and provides the executor with a report on the credit status. This preventative measure saves the estate from the nightmare of untangling fraudulent loans or credit cards months later. By securing the credit file immediately Alix protects the solvency of the estate and simplifies the eventual probate accounting. We treat identity protection as a priority effectively freezing the financial footprint of the deceased.

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